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A comfortable retirement is something that most of us aspire to, and with some careful planning, many will achieve. However, the notion of a ‘comfortable’ retirement is personal and means something different to everyone. There is no single dollar amount that applies to all - how much money or assets you need to live comfortably for the next 10, 20 or 30 plus years differs from person to person and can vary from year to year.

Central Banks have all but declared ‘mission accomplished’ in the battle against inflation. Policy cash rates are likely to have peaked with the Fed and RBA signaling cash rates are sufficient to continue the decline of inflation. The threshold for rate hikes appears higher given many areas of the economy are cooling.

The purpose of a Will is to dispose of a person’s property in accordance with the deceased’s last wishes. A properly formulated Will is a tremendous help to those we leave behind. Conversely, leaving a slipshod or invalid Will, or no Will at all, can create a big headache for the people we care about.